Unequaled Personal Commitment
Wealth management and preservation is a lifelong process marked by complex decisions, choices and risks. Fortunately, we offer sophisticated strategies to minimize taxes and preserve what you have earned. We tailor programs to your unique situation, offering information, advice, alternatives and solutions to complex issues.

Tax Planning & Compliance
Our CPAs navigate the maze of the Federal Tax Code and keep you compliant with all of the tax regulations. This, however, is just the beginning. We also consider the tax ramifications of investments, asset acquisitions or divestiture transactions, and we advise you on how to minimize the tax impact.

At SDK, we work with your attorneys, bankers and other financial professionals to ensure you pay only the taxes required by law. In addition, we are experienced in comprehensive tax return preparation; we are connected to affiliates that assist in foreign tax preparation; we have successfully represented clients before the IRS; and we also consult with specialized tax-projection software.

We know the tax law, and we’ll explore all the tax-favored alternatives to satisfy your family’s objectives in preserving your wealth for generations to come.

High-Net Worth Planning
We have a specialized area just for high-net worth individuals and high-powered executives. Our wealth management services help track your investments, and we provide personal wealth counseling and assist with the management of your finances or those of your family office. It is the perfect blend of advice and assistance for especially busy executives. Our client roster includes financial executives, small business owners, doctors, attorneys, and professional athletes, among others.

Estate Planning
Estate planning is an ongoing process that provides for the transfer of personal assets. Without an estate plan, your assets will be distributed according to state law and not necessarily according to your wishes. Based on your current financial condition and life-long goals, we’ll recommend and assist in the development of tax-favored gift strategies. We’ll also assist in valuing closely-held business interests and integrate all of your personal financial, educational and retirement planning into the estate plan.

Trusts
Trusts can also be an integral part of your overall financial and estate planning -- they help you avoid probate costs, they protect assets, they provide a structured way to administer personal and financial affairs, and they can be used to make tax-advantaged charitable gifts.

In addition to the trusts that benefit heirs and other beneficiaries, trusts also can save a business from an untimely liquidation or a disadvantageous sale.

Overall, trusts give you the control you need to administer your estate the way you intend. Our staff is experienced with personal trusts, special needs trusts, custodial accounts, as well as with sophisticated trusts such as:
     • Grantor Retained Annuity Trust (GRAT)
     • Charitable Remainder Trust (CRT)
     • Charitable Lead Trust  (CLT)
     • Irrevocable Life Insurance Trust (ILIT)
     • Dynasty Trust

At SDK, our professionals will advise you of all the tax-favored alternatives that satisfy your family objectives in an effort to preserve wealth. You can be sure of it.

Personal Financial Counseling
In an effort to assist individuals and families managing their financial affairs, our professionals counsel clients through segments of your financial lifespan – from starting your career to retirement. This is an evolutionary process with the ultimate goal of wealth preservation in mind. Services for your personal financial success include:
     • Budgeting and Monitoring
     • Charitable Giving
     • Inheritance Protection
     • Insurance Planning
     • Investment Assistance
     • Premarital Planning
     • Record Keeping
     • Retirement Planning
     • Stock Option Analysis
     • Preservation of Family Wealth

There are a myriad of ways in which our financial professionals can assist you with your family’s wealth preservation. Our knowledge, expertise and service are second to none and only the beginning of your financial success.

We call it the SDKWay. Come experience it for yourself.

For more information on any of our Wealth Preservation strategies, contact Richard Ledin, CPA at 612.332.9330.